Compare Senior Care Costs in 60 Seconds
Before You Make a Call or Tour a Single Community
Clarity First: Know exactly what Mom or Dad can afford today... and five years from now.
See Hidden Fees: Spot the move-in, care-level, and medication charges senior care reps rarely mention.
Share in One Click: Print or email a PDF so every sibling is on the same page.
Instantly see real-world monthly costs for Assisted Living, Memory Care, and In-Home Care—no spreadsheets, no sales pitch.
FREE Senior Care Cost Calculator
STEPS to compare costs between in-home care, assisted living, and memory care communities.
Call a few local businesses to get costs in your area.
Enter values for your unique situation into any of the fields.
Click any other field to re-calculate.
Scroll to the bottom to see which option is most economical.
Also look at benefits vs considerations for each to make the best decision for your family!
In-Home Senior Care Breakdown
Standard market rate for agency services
Enter your estimated weekly care hours
Your Estimated Monthly Care Cost
Based on 20 hours per week at $ 31.50 per hour
Monthly Cost Estimates Based on Care Hours:
| Care Level | Hours/Week | Monthly Cost |
|---|
Note: 24/7 care involves multiple caregivers and may have varying rates.
Additional Monthly Costs for Living at Home:
Based on 20 hours per week at $ 31.50/hour plus living expenses
Assisted Living Community Costs
Memory care provides specialized dementia services
Industry standard pricing for private room
Included in Base Price:
- • Private Room with private half bath
- • Three daily meals and snacks
- • Regular cleaning and laundry services
- • Social and recreational programs
- • Some communities offer scheduled local transportation
- • Emergency response system
- • Assistance with scheduling appointments
- • Wellness programs
Usually Additional Costs:
- • Incontinence care ($200-500/month)
- • Level 2+ care assistance ($400-800/month)
- • Medication administration ($150-300/month)
- • Specialized therapies (varies)
- • Beauty salon/barber services
- • Cable TV ($35-60/month)
- • Pet fees ($25-50/month)
Additional Services (Optional):
Note: Some communities use à la carte pricing for personal care assistance, which can result in unexpectedly high bills and is often a source of frustration for families.
Base cost plus any additional services selected
Cost Comparison & Analysis
In-Home Care
per month
Assisted Living
per month
Estimated Savings Analysis
Monthly Savings
$ 1,253.10
Annual Savings
$ 15,037.20
Recommended Option
In-Home Care
In-Home Care
Benefits:
- • Remain in familiar environment
- • Maintain independence and routine
- • One-on-one personalized care
- • Keep cherished possessions and memories
- • Maintain relationships with neighbors
- • Flexible care schedules
- • Family can visit anytime
Considerations:
- • Home maintenance responsibilities
- • Potential isolation from peers
- • Need to coordinate multiple service providers
- • Limited social activities
- • Emergency response may be delayed
- • Caregiver scheduling challenges
- • Over night care comes at a premium
- • Only medication reminders, not administration
- • Aides only tidy or clean for client safety
Assisted Living
Benefits:
- • 24/7 professional staff availability
- • Social interaction with peers
- • Structured activities and programs
- • No home maintenance worries
- • 3 meals (plus snacks) included per day
- • Emergency response & fall monitor systems
- • Some include transportation services
- • Full medication management
- • Full laundry and housekeeping services
Considerations:
- • Loss of familiar environment
- • Shared living space restrictions
- • Limited personal possessions
- • Structured meal and activity times
- • Potential additional fees for services
- • Less privacy and independence
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